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Medical ConsultNow that you have finished preparing your personal taxes and are celebrating how much you are contributing, please remember that you are not limited to what you owe the government; they do allow for donating additional funds as well (hahahaha) to the national and state causes.

Now, for a little fun info. At Colgrove Financial, we deal with health issues in regards to life insurance, long term care insurance and disability insurance — however not so much anymore for health insurance. Many times when applying for insurance of the above listed nature, you will have a series of health questions asked and possible medical records requested. They want to look at your medical conditions and decide at what cost they should insure you. Now, for years, there has been a drive to name everything and anything and if you haven';t taken a gander at the "Diagnostic and Statistical Manual of Mental Disorders" — or DMSV for short — lately, there are some doozies in there. You can find all sorts of behaviors listed here. I know that there are actually some very serious problems in regards to mental health, but some of the conditions were a bit interesting. Remember, when you diagnose and name a health condition for yourself with a doctor, this sticks in your permanent health record forever; it is always there.

So, here are a few I thought were interesting; if you drink coffee in the evening and have trouble sleeping, it is not that you lack good judgment, but you are a victim of Caffeine-Induced Sleep Disorder #292.89.  Now, your therapist can bill for the consultation. Bad parenting does not exist, because if your teenager F91.3 argues with adults, loses their temper, deliberately annoys people, etc, they are dealing with 313.81, ODD, Oppositional Defiant Disorder.  This, of course, is different than Conduct Disorder, F91.8 and 312.9, Disruptive Behavior Disorder Not Otherwise Specified F91.9. If you contemplate your place in the universe and wonder why you exist on the planet and have turned to religion for possible answers, you are dealing with V62.89 Religious, or Spiritual Problem Z71.8. So if you negate a super natural power, being, creator or the like, you are now a series of organic (yes, you are organic) chemical reactions without a soul or purpose, random combination of amino acids, you are normal. Ta Da!

I bet that makes you feel special. If you had trouble with math homework, 315.1 you had mathematics Disorder F81.2. Please do not confuse this with V62.3, Academic Problem Z55.8. I knew it was not me that was the problem. I kept telling my parents about it, but you know what bad parenting V61.1 can get you. You have a problem getting along with your brother or sister V61.8. You are experiencing Sibling Relational disorder F93.3.  And I thought I was the only sane one in the family??

There are various drug treatments for these issues, but I don't think Medical Marijuana Card is part of it — although I could be wrong on this issue. I have two basic treatment plans for most of these; get a quart of Yao's Egg Drop Soup from Yao's restaurant, or Guinness and Wings works well, as one of my comfort foods. Disclaimer though, I am not a doctor.

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Protect your family. Call Colgrove Financial, LLC at (480) 830-2595 for more information on Phoenix life insurance.
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Chandler, AZ 85225
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