New You and Review
The New You
With the new year brings resolutions. Whether it's getting in shape or quitting a bad habit, the start of a new year gives you the opportunity to start fresh.
So, why not start fresh by reading our blog posts every week? You don't have to count calories and you're already on the Internet all the time so it makes sense. Check back here weekly to read our blog and come December 31, 2017 you'll be one of the 8% of the population that's able to say you kept a new year's resolution!
Oh, you already read our blog? Well then, check out some ideas below for resolutions to kick 2017 off right that still allow you to eat as much chocolate cake as you want.
- Take Fido for more walks
- Read a book each month
- Volunteer with a local charity
- Have a craft night once a month with the kids or grandkids
- Pick up that long-lost hobby of yours
- Spend more time with friends and family
Review - Review - Review!
Don't forget to review your personal insurance needs. Effective personal insurance planning should be treated just like investment planning. A proper review of your insurance program can lead to better pricing and improved coverage.
- Have you moved?
- Did you purchase any new electronics, guns or jewelry that need to be added to your policy?
- Do you have kids in college?
- Did your marital status change?
These are just some of the questions that need to be reviewed in order to update your personal insurance policy.
Make a Home Inventory
Can you recall all the items in your dresser or cupboard? For most of us the answer is no. You never know when a home disaster, like a fire or a flood, will strike, so be prepared by having all your belongings documented. Developing a home inventory is a comprehensive way to account for your personal property. To create your home inventory list, go through each room of your house and make a list and/or take photos of its contents. You want to list large and expensive items individually (like appliances, jewelry and furniture) and group together smaller items in sets (like books, toys, or linens). Don't forget to include items stored in your basement, attic, garage, or shed.
Make sure you remember to include your insurance needs in your resolutions. Colgrove Financial, LLC can help you evaluate your options and make the best decision for the more awesome, 2017 version of you.